Privacy Policy
W\elcome to uCrypto (the “Website” and the “Platform”), operated by UQG LTD (“uCrypto”, “UQG”, “we”, “us” or “the Company”), with its registered office at 121 Prodromou, HADJIKYRIAKEION BLD, 1st floor, Strovolos, 2064, Cyprus.
By accessing or using the Website, creating an account, or using any services offered through the Platform (the “Services”), you agree to be bound by these Terms and Conditions (the “Terms”).
If you do not agree to these Terms, you must not use the Platform.
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INTRODUCTION
uCrypto provides digital asset wallet services and related payment infrastructure, including but not limited to:
• Crypto wallet services
• Crypto payment acceptance
• Fiat on-ramp and off-ramp access (via third-party providers)
• Integration with payment processors and banking partners
• API access (where applicable)
uCrypto does not provide banking services directly and is not a bank.
Access to certain Services may require identity verification and compliance checks.
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ELIGIBILITY
To use the Services:
• You must be at least 18 years of age.
• You must have legal capacity to enter into binding contracts.
• You must not be located in a restricted or sanctioned jurisdiction.
• You must not be subject to sanctions lists.
If you are using the Services on behalf of a company, you confirm you are authorised to bind that entity.
We reserve the right to refuse service at our sole discretion.
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ACCOUNT REGISTRATION & KYC
To access certain Services, you must:
• Create an account
• Provide accurate and complete information
• Complete identity verification (KYC)
• Provide documentation requested for compliance
uCrypto may suspend or terminate accounts where:
• False information is provided
• Suspicious activity is detected
• AML requirements are not satisfied
You are responsible for maintaining the security of your login credentials.
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DESCRIPTION OF SERVICES
uCrypto provides infrastructure that enables users to:
• Store supported digital assets
• Send and receive digital assets
• Accept crypto payments (for business accounts)
• Access third-party on/off ramp services
• Integrate via API (where approved)
uCrypto does not guarantee the availability of specific blockchain networks at all times.
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CRYPTO RISK DISCLOSURE
You acknowledge and agree that:
• Digital assets are volatile and may lose value.
• Blockchain transactions are irreversible once confirmed.
• Network congestion may delay transactions.
• Fees are determined by blockchain networks and are not controlled by uCrypto.
• Private key loss (where applicable) may result in permanent loss of funds.
uCrypto is not responsible for losses resulting from:
• Market volatility
• User error
• Incorrect wallet addresses
• Network failures
• Smart contract vulnerabilities
• Third-party provider failures
You use digital asset services at your own risk.
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THIRD-PARTY PROVIDERS
Certain Services rely on third parties, including:
• Banking partners
• Payment processors
• Fiat on/off ramp providers
• Blockchain analytics providers
• Infrastructure providers
uCrypto does not control third-party services and is not responsible for:
• Their performance
• Their downtime
• Their compliance decisions
• Their fees
Use of third-party services may be subject to their own terms and conditions.
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PROHIBITED USE
You agree not to use uCrypto Services for:
• Money laundering
• Terrorist financing
• Sanctions evasion
• Fraud
• Illegal gambling (where prohibited)
• Unlawful goods or services
• Intellectual property infringement
• Any activity in violation of applicable laws
uCrypto reserves the right to freeze or report accounts suspected of illegal activity.
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FEES
Fees may apply for:
• Wallet transactions
• Payment processing
• On/off ramp services
• API usage
• Business accounts
All applicable fees will be disclosed prior to transaction execution where possible.
Blockchain network fees are outside our control.
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INTELLECTUAL PROPERTY
All content on the Website, including logos, branding, software and materials, is the property of UQG LTD and its licensors.
You may not copy, modify, distribute or exploit any content without prior written consent.
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. DATA & CONFIDENTIALITY
All user data is processed in accordance with the uCrypto Privacy Policy.
Users agree not to:
• Resell or disclose confidential information
• Reverse engineer the Platform
• Attempt to exploit vulnerabilities
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. LIMITATION OF LIABILITY
To the fullest extent permitted by law:
uCrypto shall not be liable for:
• Loss of profits
• Loss of digital assets
• Indirect or consequential damages
• Market losses
• Third-party service failures
Total liability shall not exceed the total fees paid by the user in the preceding 12 months.
Nothing in these Terms excludes liability for fraud or wilful misconduct.
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TERMINATION
We may suspend or terminate your account if:
• You breach these Terms
• Regulatory obligations require suspension
• Fraud or suspicious activity is detected
• You fail KYC/AML checks
Upon termination, access to Services will be revoked.
Regulatory retention obligations may still apply.
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. GOVERNING LAW
These Terms are governed by the laws of the Republic of Cyprus.
The courts of Cyprus shall have exclusive jurisdiction over disputes arising from these Terms.
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. FORCE MAJEURE
We shall not be liable for delays or failure caused by:
• Blockchain outages
• Cyber attacks
• Regulatory actions
• Natural disasters
• Infrastructure failures
• Third-party provider interruptions
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. DISCLAIMER
The Services are provided “as is” without warranties of any kind.
uCrypto does not provide:
• Investment advice
• Financial advice
• Tax advice
Users should obtain independent professional advice before engaging in digital asset transactions.
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. AMENDMENTS
We may amend these Terms at any time.
Updated versions will be published on the Website.
Continued use of the Services constitutes acceptance of revised Terms.
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. CONTACT
For questions regarding these Terms, contact: